Thursday, December 13, 2012

Credit Bashing

So, I decided today that I want to see how many credit cards I can get, and see how much money companies will give me in revolving credit lines.  Several years ago, when I was young and irresponsible, I had something like 20K in available credit.  I was still going to school, and I had very little income.  Now I am working a full time job, and I have a decent salary.  I should be able to get loads more.

I'm also pretty sure that this will make my credit score tank.  That's something I'm willing to do however.  Right now it's at 764, which creditkarma.com tells me is excellent.

So here are the rules I've come up with for finding cards to apply for:
  • No annual fee.  The point here is not to spend any money on these things.
  • I'd like to find ones that have free gifts.  I might as well get something out of this.  This may be a hassle though, since I'll have to activate the card, and make a purchase.
Here's a screen grab of my credit Karma:

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